Great features for today’s times.

• 2% rewards on groceries (up to $6,000 in purchases)
• Introductory 0% APR for 15 months
• No balance transfer fee
• 20% extra points if used 20 or times in billing period
• No annual fee
• Introductory $100 bonus after spending $1,000 within 3 months

Fees

• Annual Fee: $0.00
• Fee on balance transfer: $0
• Cash advance: 5% ($10 min)
• Foreign transaction: 2.7%
• Late payment: up to $39
• Returned payment: up to $39

Earn Rewards

• 1 Membership Reward point per dollar on eligible purchases
• 2 Membership Reward points per dollar on eligible US grocery store purchases
• 2 Membership Reward points on amextravel.com if enrolled in the program
• Minimum to redeem: 2,000 points

Redeem Membership Rewards

• Cash back on eligible purchases
• Merchandise such as electronics, fashion, home goods
• Online shopping at amazon.com, bestbuy.com, walmart.com, grubhub.com, and more 
• Gift cards
• Travel, including airfare, hotels, luggage
• Entertainment
• Donate to selected charities

Purchase Services

• Theft and accidental damage protection, including cell phones
• Return protection within 90 days of purchase
• Free extended warranties (up to 2 years)

Travel Benefits

• Roadside Assistance Hotline
• Car rental and damage insurance (excludes liability coverage)
• Global Assist Hotline (doesn’t pay for third-party costs)
• Travel accident insurance on common carriers

Security Features

• Fraud Protection
• Advanced secure chip technology
• Text alerts

Amex Card Benefits

• Exclusive savings with Amex Offers
• Amex mobile app
• ShopRunner program members receive free 2nd-day shipping from participating merchants.
• Entertainment Access for cardholder-only events and places
• Monthly and annual summaries
• Free authorized users cards

For all the fine print and application visit the American Express Everyday® site.