PenFed Credit Union offers members four great credit card choices to fit their budgets.
PenFed Pathfinder® Rewards Visa Signature® Card features
- 50,000 bonus points credit after charging $3,000 on your new card within 90 days of account opening
- 4 times the points on all travel categories for members of the PenFed Honors Advantage program
- Earn 3 points on all travel category purchases
- All other eligible purchases earn 1.5 points per dollar spent
- $95 annual fee
Power Cash Rewards Visa Signature® Card features
- Generous 2% cash back on all eligible purchases for PenFed Honors Advantage Members
- 1.5% cash back on all eligible purchases for non-members
- $100 bonus statement credit when you spend $1,500 with new card within first 90 days
- No Annual Fee
Platinum Rewards Visa Signature® Card features
- 5 times the points on gas purchases paid at the pump
- 3 times the points on supermarket purchases
- 1 point per dollar charged on all other eligible purchases
- $100 bonus statement credit when you spend $1,500 with new card within first 90 days
- No Annual Fee
Gold Visa® Card features
- 0% introductory APR on balance transfers for the first 12 months
- APR as low as 7.49% for qualified applicants
- $100 bonus statement credit when you spend $1,500 with new card within first 90 days
- No Annual Fee
Credit card users had numerous benefits cash purchases did not provide, such as:
- Careful tracking of dates and prices paid
- Zero liability on fraudulent charges
- Identity theft protection
- EMV Chip Technology
- Contactless tap to pay on enabled terminals
- Online banking from the convenience of your residence
- Click to pay online (where available) with Visa’s smart and secure online checkout
- Mobile banking from wherever you’re located
- No need to worry about carrying or losing cash
- Instant alerts on suspicious transactions
- Paperless statements which cannot be lost
- Secure Apple Pay feature
Credit Union membership is required.
A little-known additional feature is available to active duty members of the United States Military. They may be eligible for SCRA benefits, such as a 6% APR cap on credit cards. Note though, SCRA does NOT relieve cardholders from making credit card payments on time!
For more information on qualifying and features of SCRA visit saveandinvest.org